Academic Regulations
Academic Calendar
The University follows the semester system and the European Credit Transfer and Accumulation System (ECTS). The academic year consists of a Fall and a Spring Semester, each 16 weeks long, inclusive of holidays and final examinations.
A seven-week Summer Session is also offered.
Click here to view our Academic Calendar.
Academic Calendar
The University follows the semester system and the European Credit Transfer and Accumulation System (ECTS). The academic year consists of a Fall and a Spring Semester, each 16 weeks long, inclusive of holidays and final examinations.
A seven-week Summer Session is also offered.
Click here to view our Academic Calendar.
Academic Ethics
The University maintains a strict Code of Conduct protecting the integrity of its academic standards and processes. Violations of the Code bring disrepute to the University, affect the entire University community, and will thus be punished.
Plagiarism: Presenting someone else’s work as one’s own is not permitted under any circumstances.
Cheating: Receiving unauthorized help before, during, or after examinations is not permitted under any circumstances.
Cases of plagiarism, cheating, and other forms of academic dishonesty or unethical behavior are reviewed by the School Council Chaired by the Dean of the School. Students found guilty of violating the Code of Academic Ethics face a range of sanctions, including failing the course concerned, suspension, or dismissal from the University.
Application for Degree Issuance
DEGREE APPLICATION FORM
USEFUL INFORMATION – INSTRUCTIONS:
- The Degrees are issued in the language of instruction of your Program of Study.
- Please write your name as it appears on official documents (i.e. identity card, passport).
- The process of issuing the degrees starts at the end of each semester.
- In order to submit the application, you have to upload the following payment receipts, where applicable:
- Degree Application fee €60 (Mandatory)
- Fee for the Apostille Attestation €40 (NOT VALID FOR CYPRIOT STUDENTS)
The payments must be done as you paid your tuition (under the Other Fees category).
To complete the online application you must click here. You must log in with your student email and password.
For questions, please contact the Office of the Registrar:
Contact Tel.: +35722713014, +35722713165
Email: [email protected]
Basic Responsibilities
Students must conduct themselves in a manner that creates and maintains an academic community in which the rights, dignity, and value of each individual are respected. Aside from their responsibility to maintain a high standard of academic performance, students must also respect the rules of the University and the laws of the Republic of Cyprus. They must also ensure that all fees due to the University are paid on time. Students who fail to meet their financial obligations may have their registration cancelled or be denied the opportunity to register at the University in the future, and may have their degrees, grades and/or transcripts withheld.
European University Cyprus is responsible for ensuring that the University offers an atmosphere conducive to learning, social responsibility, and respect for the individual, providing a space for the positive, constructive development of its current and future students, faculty, and staff.
Cancellation of Courses
The University reserves the right to cancel a course as a result of low enrolment.
Change of Grade
Grades submitted to the Office of the Registrar are regarded as final unless an instructor completes a Grade Change form, providing details of any error made in its original calculation.
CHANGE OF PERSONAL INFORMATION
It is the responsibility of every student to notify the Office of the Registrar or his/her Advicor, of any changes in their name, address, or major.
Class Attendance
Students are expected to attend all scheduled sessions for the courses for which they have registered. Being late to class may be recorded as absence. Absence is also recorded in laboratory or practical sessions. Unjustified absences will affect the final grade. In cases of personal or medical emergency, permission for absence must be sought from the course instructor. In all cases, students are responsible for compensating for missed course work.
Confidentiality of Student Records
The student’s academic records are confidential. However, authorized persons by the student and governmental institutions may be provided with copies of a student’s academic records.
Degree Programs
European University Cyprus awards Bachelor, Master and Doctoral (Ph.D., Ed.D, D.A, and D.B.A) Degrees.
- A Bachelor degree – requires 240 ECTS -360 ECTS and can be completed over a period of 4– 6 years.
- A Master degree – requires 90-120 ECTS from approximately 12 courses, and can be completed over a period of 18 months to 2 years.
- A Ph.D. degree requires 180 ECTS and can be completed over a period of 3 years or more.
Final Exam Review
In the case where a student believes that the grade received is different from what was expected, he/she must exhaust all possibilities of resolving the problem with the pertinent instructor first. If this does not lead to a resolution, the student may appeal against the grade by filing a petition with the Office of the Registrar.
The Registrar will forward a copy of the petition to the Chairperson of the pertinent Department, who will first ascertain that no error was made by the instructor, and will assign an anonymous re-evaluation of the final examination/project to another instructor. In the case of major discrepancy between the instructor’s evaluation and the re-evaluation that will require change of grade, the average of the two evaluations will be assigned as the final grade to the final examination/project. Changes of grades resulting from an appeal require the endorsement of the Dean of School.
For a petition to be reviewed, a student must appeal within four (4) weeks from the date the results are announced and pay the appropriate fee of €34.
Graduation Ceremony
Students wishing to participate in the University’s annual Graduation Ceremony must fill in an application with the Student Affairs Office before the end of the Spring Semester. All eligible students will be informed.
Undergraduate Programs: Minimum Completion of at least 210 ECTS or/and pending only courses which will be completed in the upcoming fall semester except for the Pharmacy degree: 270 ECTS, the Medicine degree: 360 ECTS, and the Dentistry degree: 300 ECTS
Post-Graduate Programs: Minimum Completion of at least 60 ECTS except the Master’s in Special Inclusive Education and Clinical Psychology where eligible students will receive relevant information from the Office of the Registrar.
For more information on the Graduation Ceremony, contact the Office of Student Affairs.
Contact Tel.: +35722713279, +35722713185
Graduation Honors
Bachelor degree students are identified for high academic achievement as follows:
- SUMMA CUM LAUDE final GPA of 3.85-4.00
- MAGNA CUM LAUDE final GPA of 3.65-3.84
- CUM LAUDE final GPA of 3.50-3.64
To be eligible for honors, students must complete at least 120 ECTS for a 240 ECTS degree at European University Cyprus. Only ECTS gained at European University Cyprus are considered in the award of graduation honors.
CLASSIFICATION OF THE CUMULATIVE GPA
The Bachelor Degree students cumulative GPA is classified as follows:
GPA: 2.00 – 2.32 – Good
GPA: 2.33 – 3.32 – Very Good
GPA: 3.33 – 4.00 – Excellent
The Graduate degree students cumulative GPA is classified as follows:
GPA: 2.50 – 2.99 – Good
GPA: 3.00 – 3.49 – Very Good
GPA: 3.50 – 4.00 – Excellent
Graduation Requirements
Criteria for graduation:
In order to qualify for graduation, a student must fulfill the following:
- Complete the degree requirements of the Program of Study
Undergraduate: 240-360 ECTS
Post-Graduate: 90-120 ECTS
- Maintain a cumulative GPA of at least 2.00 (for Undergraduate Programs) or 2.50 and above (for the Post-Graduate Programs) for all ECTS earned at EUC.
Undergraduate students
- Complete at least the last two years, 120 ECTS in residence at EUC.
Post-Graduate and Doctoral students
- For degrees with 18 months duration (90 ECTS), students must complete 60 ECTS in residence at EUC
- For degrees with 2 years (120 ECTS) duration, students must complete 80 ECTS in residence at EUC
- In the case of Post-Doctoral (PhD) programs of study, a student is registered to successfully complete all required courses and have a minimum of three (3) years length of study.
Post-Graduate Grading System
Letter Grade |
Grade Meaning |
Grade Points |
Percentage Grade |
A |
Excellent |
4.0 |
90 and above |
B+ |
Very Good |
3.5 |
85-89 |
B |
Good |
3.0 |
80-84 |
C+ |
Above Average |
2.5 |
75-79 |
C |
Average |
2.0 |
70-74 |
F |
Failure |
0 |
– |
I |
Incomplete |
0 |
– |
W |
Withdrawal |
0 |
– |
AU |
Audit |
0 |
– |
PE |
Pass |
0 |
– |
- 1. The grade “I” is awarded where a student has maintained a satisfactory level of performance but was unable to complete a major portion of course work (e.g. term paper or final exam), for reasons deemed acceptable by the instructor. It is the responsibility of the student to justify any failure to complete work required, and to reach an agreement as to how remaining course requirements will be satisfied. Following the award of an “I” mark and in consultation with the course instructor, the student is responsible for fulfilling any outstanding course requirements within the first 4 weeks of the following semester. In exceptional cases, the instructor may extend the existing incomplete grade to the next semester. Failure to complete work within a specified period will result in an “F”, which will be recorded as the final grade.
- The grade “W” indicates withdrawal from a course within the specified time limit, as explained above.
- Grades of ‘F’ will be computed into the student’s cumulative grade point average.
- Students enrolling for a course on an “AU” Audit basis must indicate their intention to do so at the time of registration. Students registering for a course on an Audit basis receive no ECTS, but they will be charged the respective tuition fees.
Calculating GPA
A Grade Point Average (G.P.A.) is determined for each student at the end of each semester. The Grade Point Average (G.P.A.) is computed by multiplying the number of contact units of each course by the grade points equivalent to the letter grade received and then adding them. The sum total is then divided by the total number of contact units for which the student has received a grade. Grades reported as “I”, “W”, “P” or “AU” are not computed in the average.
Repeating a Course
If a student repeats a course, the new grade will be included in the student’s Cumulative Grade Point Average. The grade previously earned will not be included in the student’s overall Grade Point Average, although it will be listed on the student’s permanent academic record and transcript.
Change of Grade
Once grades have been submitted to the Office of the Registrar no changes are allowed, unless an instructor completes a “Grade Change” form, in which he/she explains that a legitimate error has been made in the calculation of a student’s grade.
Appeals Procedure
When a student disagrees with a grade awarded, he/she must exhaust all possibilities of resolving the problem with the instructor of the course. In the event that no agreement is reached, the student may appeal by filing a petition with the Office of the Registrar, within four (4) weeks of the grade being awarded.
The Registrar will inform the Head of the Department of the petition, and the Head of the Department will then seek to resolve the issue between the student and the faculty member in question. Changes of grades resulting from an appeal require the endorsement of Head of the Department and the Dean of the School. The require fee for a appealing the grade is 34 euro.
Probation
Any Undergraduate student whose cumulative GPA falls below a C or its equivalent (2.0 GPA) and any Graduate student whose cumulative GPA falls below a C+ or its equivalent (2.5 GPA) is placed on probation. A student who remains on probationary status for two consecutive semesters faces possible dismissal from the University.
Registration
The Department of Enrollment announces detailed information regarding registration prior to each semester. Students must contact their Academic Advisors for advice/consultation prior or during the designated registration period. Provided students have settled their financial obligations upon registration, they receive a personal timetable, which they can change depending on availability during the Add/Drop period (during the first two weeks of classes).
For more details on registration, click here.
Remote Exams
European University Cyprus (EUC) utilizes Proctorio GmbH (Proctorio) for remote online proctoring to maintain academic integrity in remote exams. This system ensures a secure and fair assessment environment. Participation requires installing the Proctorio browser extension. Data collection and processing comply with:
- GDPR (EU 2016/679)
- Cyprus Data Protection Law 125(I)/2018
- CY.Q.A.A. regulations
- Voluntary Participation
Online proctoring is optional. Students who prefer not to use Proctorio can request an alternative examination method without penalties.
- Data Collected & Purpose
Only necessary data is collected:
- Identity verification (webcam ID check) – To confirm test taker identity.
- IP address & device information – To prevent fraud and provide technical support.
- Exam monitoring (video, audio, screen recording, gaze detection, etc.) – To uphold exam integrity based on exam settings.
For more details, refer to the Proctorio Privacy Policy.
- Legal Basis for Processing
The processing of personal data is based on:
- Public interest – Ensuring fair assessment standards.
- Legitimate interest – Preventing academic misconduct.
- Legal compliance – Adhering to national regulations.
- Data Security & Retention
- Exam data is securely stored on Proctorio’s EU-based servers (Frankfurt & Amsterdam).
- Data is encrypted using AES-256 and TLS 1.2/1.3.
- Access is restricted to authorized EUC personnel and CY.Q.A.A.
- Data is retained for up to two (2) months, then permanently deleted.
- Your Rights & Contact
Students have the right to access, correct, delete, or restrict processing of their data. To exercise these rights, contact [email protected].
For the full details of this notice, visit: Remote Exams.
Repeating a Course
If a student repeats a course, the new grade will be included in the student’s cumulative Grade Point Average. The grade previously earned will not be included although it will be listed on the student’s permanent academic record and transcript.
Resit of Final Examination
Each student who meets the criteria outlined below has a right (although not an obligation) to resit the Final Exam of a given course that he/she has failed. The policy applies to all EUC programs of study (both conventional and distance education undergraduate and graduate courses) with the exception of the doctoral programs of study. The resit final examination is a student’s right and not an obligation.
A student is eligible for a final examination resit when he/she:
- Has failed a course (received an F grade in a course)
- Has achieved a total grade in the range of 50-59 (for undergraduate courses) or 60-69 (for postgraduate courses).
- Has no outstanding “I” (Incomplete Grade) in the other course components of the specific course (i.e. mid-term, assignments) by the time of applying for a resit final examination.
- Submits an application to the Department of Enrollment. A payable fee of €75 per exam applies. All eligible students will be informed by email (student email) regarding the application deadline date and the dates of the exams.
Student ID Cards
All students are provided with an ID card, which must be renewed on a regular basis. The student ID provides access to common areas such as the Library and the Computer Center. Students can renew their ID cards at the M.I.S Center.
Students are also provided with a webmail address @students.euc.ac.cy and access to Blackboard.
For more information, please contact [email protected]
Student's Responsibilities in Data Protection
To maintain a safe and respectful academic environment, students must adhere to strict guidelines for the handling and protection of personal data. This includes understanding their responsibilities and the actions required to protect their own data and the data of others.
- Safe Handling of Personal Data
Students are required to handle both their own and others’ personal data with respect and with the utmost care and attention to security. This includes, but is not limited to:
- Access and Use: Personal data must only be accessed and used for legitimate academic purposes directly related to coursework, research, or other academic activities. Unauthorized use of personal data for non-academic purposes is strictly prohibited.
- Data Security: Students must protect data from unauthorized access by keeping it secure. This includes using strong, unique passwords for all university-related accounts, enabling two-factor authentication where available, regularly updating passwords, and not sharing login credentials or other sensitive information with anyone.
- Data Minimization: Students should avoid the unnecessary collection or sharing of personal data, particularly in group projects or collaborative settings. Only the minimum amount of data necessary for the academic purpose should be collected, and sharing should be limited to those who need the information for legitimate academic reasons.
- Confidentiality in Academic Work
Students must respect the confidentiality of personal data when conducting research, completing assignments, or engaging in any academic activity. This includes:
- Non-Disclosure: Personal data of others should not be disclosed without their explicit consent. This applies to all forms of communication, including verbal, written, and digital.
- Anonymization and Permission: Any personal data included in academic submissions, such as research papers, presentations, or reports, must be anonymized or used with the explicit permission of the individuals concerned. This is particularly important for sensitive or identifying information.
- Secure Handling of Materials: Students must keep any assessment materials that contain personal data secure. This includes not leaving documents unattended in public areas, not sharing them via insecure channels, and ensuring that any digital files are stored on secure devices or platforms with proper encryption and access controls.
Find more details: https://euc.ac.cy/wp-content/uploads/2021/04/PERSONAL-DATA-RESEARCH-LETTER.pdf
- Use of Digital Tools and Platforms
When using digital tools and platforms provided by the University or third parties, students must ensure these tools are used in a manner that complies with data protection policies. This involves:
- Compliance with Standards: Verifying that any third-party services used for academic purposes comply with data protection standards and the University’s policies. Students should review the privacy policies of these tools and ensure they meet the necessary requirements for data security.
- Secure Communication: Being cautious about sharing personal data over unsecured or public networks. Students should use encrypted communication channels whenever possible and avoid sharing sensitive information over public Wi-Fi or untrusted networks.
- Adherence to University Guidelines: Following the University’s guidelines on the appropriate use of online submission platforms, plagiarism detection tools, and other digital resources. This includes understanding the data retention and privacy policies associated with these tools.
- Reporting Data Breaches
If a student becomes aware of any data breach or potential violation of data protection policies, it is their responsibility to report it immediately to the University’s Data Protection Officer ([email protected]) or the relevant faculty member. Prompt reporting helps to mitigate any potential damage and ensures that appropriate actions are taken. Reporting should include:
- Details of the Breach: A clear description of what happened, when it was discovered, and any immediate actions taken.
- Impact Assessment: An assessment of the potential impact on individuals whose data may have been compromised, if known.
- Cooperation with Investigations: Full cooperation with any university-led investigation into the breach, including providing any requested information or documentation.
- Respect for Others’ Data
Students must respect the personal data of their peers, instructors, and any other individuals they interact with as part of their academic activities. This includes:
- Confidentiality and Consent: Not sharing or discussing someone else’s personal data without their explicit consent, regardless of the context. This applies to informal conversations, social media, and academic discussions alike.
- Academic Purpose Only: Personal data should not be used for purposes other than those directly related to academic work. This includes refraining from using personal data for personal projects, external research, or any activities outside of the scope of the university’s academic requirements.
- Respectful Interaction: Always interacting with personal data in a manner that respects the privacy and dignity of the individuals involved. This means being mindful of the sensitivity of certain types of information and handling it with the appropriate level of discretion and care.
By adhering to these responsibilities, students contribute to a culture of trust and integrity, ensuring that personal data is protected and respected in all academic activities.
Student's Rights and Responsibilities
Every student has the right to expect the University to fulfill its educational responsibilities fully to the extent that its resources and capacity permit. Correspondingly, the University has the right to establish and maintain standards of conduct conducive to learning and meaningful individual development. The University is committed to creating and supporting a fair, inclusive and diverse community that is open and accessible to all students and expects that all students shall fulfill their own individual responsibilities and respect the institution, its faculty, staff and their fellow students.
Students’ Basic Rights
The following basic rights in no way deny or limit the rights of students. Rather, they aim to highlight the importance of these rights to the educational process and to their own functioning within the University.
Students are guaranteed the right to free inquiry, expression, and assembly, subject to the limitations of this document, other University policies and bylaws, and in line with the laws of the Republic of Cyprus.
Students are free to pursue their educational goals; appropriate opportunities for learning shall be provided by the University.
Students have the right to be secure in their persons, papers, and effects, and are guaranteed against unreasonable searches and seizures. In the case of serious sanctions such as suspension, expulsion, or other limits to the student’s right to pursue educational goals, the student shall receive prior notice of the nature and cause of the charges, shall be informed of the nature and source of evidence against him/her, and shall be entitled to a fair hearing before a regularly constituted board.
Undergraduate Grading System
At the end of each semester and Summer Session, the final grades are posted in the ¨My EUC¨ app, and are recorded on the permanent academic record of the student in the Office of the Registrar.
Letter Grade |
Grade Meaning |
Grade Points |
Percentage Grade |
A |
Excellent |
4.0 |
90 and above |
B+ |
Very Good |
3.5 |
85-89 |
B |
Good |
3.0 |
80-84 |
C+ |
Above Average |
2.5 |
75-79 |
C |
Average |
2.0 |
70-74 |
D+ |
Below Average |
1.5 |
65-69 |
D |
Poor |
1.0 |
60-64 |
F |
Failure |
0 |
– |
I |
Incomplete |
0 |
– |
W |
Withdrawal |
0 |
– |
P |
Pass |
0 |
– |
AU |
Audit |
0 |
– |
TR |
Transferred |
0 |
– |
PE |
Pass Erasmus |
0 |
– |
- 1. The grade “I” is awarded where a student has maintained a satisfactory level of performance but was unable to complete a major portion of course work (e.g. term paper or final exam), for reasons deemed acceptable by the instructor. It is the responsibility of the student to justify any failure to complete work required, and to reach an agreement as to how remaining course requirements will be satisfied. Following the award of an “I” mark and in consultation with the course instructor, the student is responsible for fulfilling any outstanding course requirements within the first 4 weeks of the following semester. In exceptional cases, the instructor may extend the existing incomplete grade to the next semester. Failure to complete work within a specified period will result in an “F”, which will be recorded as the final grade.
- The grade “W” indicates withdrawal from a course within the specified time limit, as explained above.
- A grade of “P” will not be included in the calculations of a student’s cumulative grade point average, but will count towards graduation ECTS.
- A grade of “F” is included in the calculations of the student’s cumulative grade point average.
- Students enrolling for a course on an “AU” Audit basis must indicate their intention to do so at the time of registration. Students registering for a course on an Audit basis receive no ECTS, but they will be charged the respective tuition fees.
- Grades for courses taken at another college or university “TR” are not included in calculations of the cumulative grade point average.
- The grade of “PE” represents the successful completion of a course that the student fulfilled its requirements through the European student mobility program ERASMUS at the host University. The grade will not be included in the calculations of a student’s cumulative grade point average, but will count towards graduation ECTS.
CALCULATING GPA
A Grade Point Average (G.P.A.) is determined for each student at the end of each semester. The Grade Point Average (G.P.A.) is computed by multiplying the number of ECTS of each course by the grade points equivalent to the letter grade received and then adding them. The sum total is then divided by the total number of ECTS for which the student has received a grade. Grades reported as “I”, “W”, “P” , “PE” or “AU” are not computed in the average.
REPEATING A COURSE
If a student repeats a course, the new grade is used to calculate the student’s cumulative G.P.A. The grade previously earned will not be included in the overall G.P.A. but will remain on the student’s permanent academic record and transcript.
CHANGE OF GRADE
Once grades have been submitted to the Office of the Registrar no changes are allowed, unless an instructor completes a “Grade Change” form, in which he/she explains that a legitimate error has been made in the calculation of a student’s grade.
APPEALS PROCEDURE
When a student disagrees with a grade awarded, he/she must exhaust all possibilities of resolving the problem with the instructor of the course. In the event that no agreement is reached, the student may appeal by filing a petition with the Office of the Registrar, within four (4) weeks of the grade being awarded.
The Registrar will inform the Head of the Department of the petition, and the Head of the Department will then seek to resolve the issue between the student and the faculty member in question. Changes of grades resulting from an appeal require the endorsement of Head of the Department and the Dean of the School. The require fee for a appealing the grade is 34 euro.
Undergraduate Student Classification
Student classification – as freshman, sophomore, junior or senior – depends upon the number of ECTS successfully completed. The ECTS for each classification are:
Freshman |
0-60 ECTS |
Sophomore |
61-120 ECTS |
Junior |
121-180 ECTS |
Senior |
180 or more ECTS |
Students may register as part-time or full-time, depending on ECTS per semester and period of study.
Requirements for full-time students:
*Fall and Spring Semester: up to 30 ECTS
*Summer Session: up to 15 ECTS
Withdrawal from Course
Withdrawal from Course(S)
Students wishing to withdraw from the course(s) must fill out the ”Withdrawal from Course form” with their Advisor.
Withdrawals are subject to the below University’s withdrawal Refund Policy:
TIME OF WITHDRAWAL TUITION FEE REFUND
During 1st and 2nd week of classes ( Fall and Spring Semester) 100%
After the end of 2nd week of classes (Fall and Spring Semester) 0%
During 1st week of classes (Summer Session) 100%
After the end of 1st week of classes (Summer Session) 0%
All the withdrawn course(s) will not receive ECTS.
Students who do not fill out the form within the deadline below will continue to be registered for the course(s). They will be assigned an “F” as a final grade if they have not completed course requirements.
Course(s) withdrawn within the deadline listed below will receive a “W” as a grade which will not affect their GPA.
Fall and Spring Semesters: End of 10th week of classes
Summer Session: End of 3rd week of classes
Withdrawal Initiated by the Instructor
An instructor may request the withdrawal of a student from a course due to non-attendance, inappropriate behavior, and when the student does not meet course prerequisites.
The instructor must inform the Office of the Registrar of any withdrawal within the abovementioned deadline.
Withdrawal from University
Students wishing to withdraw from the University must fill out the ”Withdrawal from the University form” with their Advisor.
Withdrawals are subject to the below University’s withdrawal Refund Policy:
TIME OF WITHDRAWAL TUITION FEE REFUND
During 1st and 2nd week of classes ( Fall and Spring Semester) 100%
After the end of 2nd week of classes (Fall and Spring Semester) 0%
During 1st week of classes (Summer Session) 100%
After the end of 1st week of classes (Summer Session) 0%
Students who do not fill out the form within the deadline below will continue to be registered for the course(s). They will be assigned an “F” as a final grade if they have not completed course requirements.
Fall and Spring Semesters: End of 10th week of classes
Summer Session: End of 3rd week of classes
Right of Withdrawal
The students have the right to withdraw from their enrollment at the University within 14 days without providing any explanation, according to the Consumer Protection Law. The withdrawal period expires 14 days from the day after the enrollment.
Students who request to withdraw must inform the University of their decision through a clear statement before the withdrawal period expires. If a student withdraws from the University, all tuition fees (excluding application fees, transfer fees, and any other fees) will be refunded.
The University will issue the refund using the same payment method the student used for the initial transaction.